In-Hospital Medical Shortfall Cover

TRUGAP GAP COVER
CONTACT US

Medical Aid Risk Shortfall Cover

Medical Gap Cover helps you by paying specialist bills in instances where there is a shortfall between what service providers charge and what your medical aid scheme will cover for in-hospital expenses.

Our GAP Cover Premiums

TRUBASIC

Premium per policy per month:

Individuals under the age of 65 
R 99

Families where the oldest Beneficiary is under the age of 65
R 180

Individuals over the age of 65 and Families where the oldest Beneficiary is over the age of 65
R 360

TRUESSENTIAL

Premium per policy per month:

Individuals under the age of 65
R 300

Families where the oldest Beneficiary is under the age of 65
R 300

Individuals over the age of 65 and Families where the oldest Beneficiary is over the age of 65
R 450

TRUCOMPREHENSIVE

Premium per policy per month:

Individuals under the age of 65
R 330

Families where the oldest Beneficiary is under the age of 65
R 330

Individuals over the age of 65 and Families where the oldest Beneficiary is over the age of 65
R 470

TRUCOMPLETE

Premium per policy per month:

Individuals under the age of 65
R 600

Families where the oldest Beneficiary is under the age of 65
R 720

Individuals over the age of 65 and Families where the oldest Beneficiary is over the age of 65
R 1050

700% Gap Cover

The shortfall that arises after your medical aid has processed your account.

No Age Limit

There is no age limit! Anyone can apply for Trugap Gap Cover.

Oncology Gap Cover

The 20% co-payment that applies once the oncology limit has been reached on your medical aid.

MRI / CT / PET Scan

The co-payment or deductible that your medical aid charges you for MRI, CT & PET Scans.

Hospital Co-Payment

The co-payment or deductible that your medical aid charges you for certain in- hospital procedures.

Casualty Benefits

We cover you at a registered medical facility in the event of a life threatening incident or injury.

Specialised Procedures

The co-payment or deductible that your medical aid charges you for certain specialised procedures.

Sub-limit Internal Prothesis

The shortfall on a service provider account that is not covered because you have reached the sub-limit for Internal Prostheses.

By submitting this form you agree to the terms of the Privacy Policy, which means we undertake to protect your personal data in compliance with the Protection of Personal Information Act.